What Can Bankruptcy Lawyers in West Palm Beach Do for Me?

Bills in the mailbox, calls from creditors, reminder emails and even knocks at the door, debt is so much more than numbers on a page. These days, people in West Palm Beach face considerable debt. If you’re tired of constantly getting calls and harassing messages from your creditors, if you owe more than you earn or if you’re facing foreclosure, it’s time to consider bankruptcy. Unsure of how bankruptcy may be able to help you? Our team at Bruce S. Rosenwater & Associates, P.A. is here to help. Our bankruptcy lawyers in West Palm Beach can help you understand how bankruptcy may be able to help improve your situation.

When you’re considering bankruptcy, it’s important to find the right help. There may be several bankruptcy law firms in West Palm Beach, but few offer help and guidance quite like our team at Bruce S. Rosenwater & Associates, P.A. Our bankruptcy lawyers in West Palm Beach know how to help you make the best choices when it comes to your financial future.

There are two major types of personal bankruptcy, Chapter 13 and Chapter 7. Choosing between the two may seem like a challenge, but our bankruptcy lawyers in West Palm Beach can help you understand your best approach. For example, if your debts are more than your earnings, then Chapter 7 bankruptcy may be beneficial for your situation. With Chapter 7, debts are exchanged for forfeiture of exempt assets.

If you earn too much to qualify for Chapter 7 bankruptcy, then Chapter 13 bankruptcy may be your best bet. This process involves a debt restructuring plan that helps you pay back a portion of your debts at rates that are more affordable for your situation.

Whether you choose Chapter 13 or Chapter 7 bankruptcy, our team at Bruce S. Rosenwater & Associates, P.A. can help you understand your best approach to this situation. Our bankruptcy lawyers in West Palm Beach can help you assess your situation, taking assets, income, debt and other factors into consideration when making your debt relief recommendations. We can also work with you throughout the bankruptcy process to help ensure your best interests are protected as you seek a debt-free future.

When you’re facing debt, you need the help of one of the most dependable bankruptcy law firms in West Palm Beach. Our team at Bruce S. Rosenwater & Associates, P.A. is here to help you understand your best approaches to a bright financial future. If you’re ready to leave debt behind, it’s time to see how our bankruptcy lawyers in West Palm Beach may be able to help. Don’t wait, call 561-688-0991 today.