West Palm Beach Bankruptcy Attorney
Filing for bankruptcy in West Palm Beach is rarely on anyone’s priority list. But even the most successful people can find themselves buried underneath a mountain of debt. The loss of a job, divorce or rising medical bills can happen to anyone. When you start receiving constant phone calls from creditors around the clock, with little chance of paying off your debt, the situation can seem hopeless. But there is a solution. The law firm of Bruce S. Rosenwater & Associates, P.A. can provide legal representation and counsel for those who are considering bankruptcy in West Palm Beach.
- Chapter 7 Bankruptcy
- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Credit Card Debt
- Creditor Harassment
- Debt Settlement
- Medical Debt
- Non-Bankruptcy Workout
- Personal Bankruptcy
- Student Loan Debt
- Taxes & Bankruptcy
- Wage Garnishments
Bankruptcy in West Palm Beach is the most effective method of removing debt. It also helps give people a fresh start to their financial future. Before you file, it’s important to consult with an attorney who can provide the best options and advice on whether Chapter 7 or Chapter 13 bankruptcy in West Palm Beach is your best option. In some cases, bankruptcy may not be the best option to resolve your financial situation. The bankruptcy lawyers at Bruce S. Rosenwater & Associates, P.A. in West Palm Beach take pride in helping responsible people with financial difficulties resolve their debt problems.
Our West Palm Beach bankruptcy attorneys are experienced in providing legal representation for both Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy involves the liquidation of assets through the appointment of a trustee to remove debt. Chapter 13 involves the removal of debt through a manageable payment plan. Each has its own advantages. Depending on your personal situation, the knowledgeable and experienced legal team at Bruce S. Rosenwater and Associates, P.A. can determine which type of bankruptcy in West Palm Beach is the best method to resolve your personal debt situation. The firm’s legal professionals understand the complex nature of each case and can effectively explain all available options to place clients in the best position to succeed.
West Palm Beach Bankruptcy Process
Filing for bankruptcy in West Palm Beach is an important decision which requires significant
thought and complete knowledge of your options. Unless you are an expert in bankruptcy law, it is important to receive advice and legal counsel from a team of bankruptcy lawyers in West Palm Beach who understand the complexities of Chapter 7 or Chapter 13 bankruptcy. The legal team at Bruce S. Rosenwater & Associates, P.A. is committed to helping those struggling with debt to resolve their problems by helping them navigate through the bankruptcy process.
Bankruptcy is the process of removing debt and giving people a fresh start on their financial future. But it may not be for everyone. There are several pros and cons. Before filing for bankruptcy in West Palm Beach, it is important to consult with a legal professional who can properly explain all your options to make the best decision. Not all types of bankruptcy are the same. There are several fundamental differences in Chapter 7 and Chapter 13 which may or may not be suitable for your specific situation. The legal team at Bruce S. Rosenwater & Associates, P.A. is committed to providing each client with the legal advice and representation to protect their rights and look out for their best interests. Their team of bankruptcy lawyers in West Palm Beach is highly experienced and knowledgeable about Chapter 7 and Chapter bankruptcy.
Filing for bankruptcy is often seen as a last resort when dealing with severe debt issues. Many people are stubborn and refuse to file because they feel it is a sign of failure. But that is hardly the case. Some of the most successful people have filed for bankruptcy. Financial hardships can happen to just about anyone in life. By having the right team of bankruptcy lawyers in West Palm Beach on your side, making the transition to life after bankruptcy becomes much easier.
Tips for Managing Bankruptcy Stress
Bankruptcy tends to have a negative connotation, but it’s an incredible way for honest people to get through tough financial moments. It allows individuals to have a fresh start, which can be both refreshing and necessary. Sometimes, when we hit rock-bottom, we are given a chance to re-write our futures. Bankruptcy doesn’t have to be an ending or even a bad thing! Bankruptcy can be your chance to grow, flourish, and become the person you were meant to be. However, the first step in managing this financial predicament is to manage stress. Stress is one of the leading cause of disease, and studies are showing that happiness is all about your mindset. The experts at Bruce S. Rosenwater & Associates will offer a few tips to manage bankruptcy stress. You can rest at ease knowing that you have knowledge and advice a phone call away.
1) Acknowledge the Situation and Your Feelings
The first tip is to acknowledge how you feel and what your current situation is really like. Some people sit in denial for far too long, and this can lead to the problem worsening. By being honest with yourself and with others, you can start to shine a light on what needs fixing. First, know that your feelings are valid. It can be scary to be in such an uncertain place but note that you are doing your best for you and your family. Repressing the emotions only makes the feelings more intense and more painful. Then, you can look at the chain of events that led to bankruptcy. Which were out of your control? Which could have been avoided? Don’t be hard on yourself, but learn from any mistakes.
2.) Understand Bankruptcy Better
Bankruptcy can seem scary until you truly understand the ins and out. Most people prefer to hire a bankruptcy lawyer, as they often have plenty of information and advice. Hiring an expert ensures that you have answers to your questions and that you have a steady hand to rely upon when the going gets tough. They can explain bankruptcy to you in depth, while still providing a plan of action best fitting to your situation.
3.) Financial Improvement Plans
Once you’ve made your list of what’s gone wrong, you can start making a list of what can go write. Did you know that it’s not true that bankruptcy means that you can’t get your credit scores back up? Did you know that you can start receiving credit offers as soon as a few months after filing? These are all surprising to those who are just starting along the journey. By making a financial improvement plan, you can create a realistic timeline that incorporates your budget, your income, and more. In fact, some people try to eliminate things they don’t need to make more room for expenses and bills.
At Bruce S. Rosenwater & Associates, we know how challenging it is to face bankruptcy. It can feel like a failure, but we assure you that this is just the beginningOur West Palm Beach bankruptcy attorneys can help you navigate the complicated waters of bankruptcy, educate you with facts and tips, and lend a helping hand.
Stop Foreclosure with Proven Foreclosure Defense Strategies that Can Protect Your Home and Your Rights
If you’re facing foreclosure, the sooner you act, the more options you’ll have to save your home, and you’ll maintain better control of your financial situation overall. Our West Palm Beach foreclosure attorneys have helped many Palm Beach County residents save their homes from foreclosure, using proven foreclosure defense strategies. We also provide legal assistance in the areas of loss mitigation, loan modification, short sale, mortgage modification, and more. If you do nothing, you may lose your home within 120 days of being served a foreclosure notice in Florida, so please speak with an experienced foreclosure attorney from our firm to protect and defend your rights.
Chapter 7 & 13 Bankruptcy
If you are drowning in debt, there are few better options than filing for bankruptcy. It allows people to remove their debt and get a fresh start on their financial future. But filing for bankruptcy is not going to solve all your problems. When making this important decision, it is vital to find a bankruptcy lawyer in West Palm Beach who can provide sound legal advice along with the high quality of legal representation you deserve. When it comes to bankruptcy law firms in West Palm Beach, more people are turning to the experienced legal professionals at Bruce S. Rosenwater & Associates, P.A.
Not all bankruptcy law firms in West Palm Beach are the same. Some only deal with Chapter 7 or Chapter 13 bankruptcy. Attorney Bruce S. Rosenwater brings more than 20 years of experience and expertise in bankruptcy law in West Palm Beach. Over the years, he has helped countless clients overcome their debt issues by providing legal representation for both Chapter 7 and Chapter 13 cases. When it comes to bankruptcy law in West Palm Beach, each client is important. Instead of employing a large staff of bankruptcy lawyers, the law firm of Bruce S. Rosenwater & Associates consists of just two attorneys—Rosenwater and Steven C. Williams. This allows clients to receive more personable legal assistance.
Bankruptcy law in West Palm Beach has become far more complex. Choosing between Chapter 7 and Chapter 13 requires the proper guidance from a legal professional. During Chapter 7 bankruptcy, a trustee is appointed to oversee the liquidation of assets to repay debt. Chapter 13 involves the repayment of debt through a payment plan. Each form of bankruptcy has its pros and cons. To determine which form of bankruptcy fits your personal needs, it is important to choose the right bankruptcy law firm in West Palm Beach. The legal team at Bruce S. Rosenwater & Associates, P.A. takes pride in providing the highest quality of legal representation in West Palm Beach.
Declaring Bankruptcy In Florida
Countless people throughout West Palm Beach are currently struggling with debt. Even the most responsible person can find themselves in a difficult financial situation after losing their job or going through a divorce. Although it may seem like a last resort, declaring bankruptcy in West Palm Beach is an effective option for removing debt and helping people get a fresh start on the road back to financial independence. If you are in a situation where your debt is out of control, it is important to contact a team of experienced and knowledgeable bankruptcy lawyers in West Palm Beach. The legal team at Bruce S. Rosenwater & Associates, P.A. can provide effective solutions by providing legal advice and representation on Chapter 7 and Chapter 13 bankruptcy.
Declaring bankruptcy in West Palm Beach is an important decision which requires significant thought. It is always best to consult with an attorney that can effectively explain your options to provide the best solution for debt relief. Not all bankruptcy lawyers in West Palm Beach offer the same services. Some only provide representation for either Chapter 7 or Chapter 13. The law office of Bruce S. Rosenwater & Associates deals with cases in both types of bankruptcy in West Palm Beach.
During Chapter 7 bankruptcy, a trustee will be appointed by the court to oversee the liquidation of assets to pay off debt. Chapter 13 involves the creation of a manageable payment plan to eliminate debt. Both are effective options, but it is highly recommended to consult with a bankruptcy lawyer to select the best solution for your situation.
Declaring bankruptcy in West Palm Beach is easy. However, navigating through the process can be quite challenging. The bankruptcy lawyers at Bruce S. Rosenwater & Associates, P.A. combine knowledge and experience along with personable representation to ensure each client is put in the best position to succeed. Your choice for representation is important. With the right legal advice, clients get a fresh start on their life and begin their road to financial independence. If your debt is out of control, it is time to learn whether declaring bankruptcy in West Palm Beach is your best option. Call the legal professionals at Bruce S. Rosenwater & Associates, P.A. for a consultation. Learn whether Chapter 7 or Chapter 13 bankruptcy is your best solution.
Contact An Experienced West Palm Beach Bankruptcy Attorney
The firm of Bruce S. Rosenwater & Associates, P.A. consists of the highly experienced legal team of Bruce S. Rosenwater and Steven C. Williams. They are committed to providing the highest quality of legal representation as well as looking out for the best interests of each client. Bankruptcy in West Palm Beach is highly complex procedure which requires the expertise of a qualified legal professional. Your choice for legal representation is important. To learn more on how a West Palm Beach bankruptcy atttorney can help resolve your debt situation, contact the firm at Bruce S. Rosenwater & Associates, P.A. and schedule a consultation.